Pengaruh Akses Mudah Pinjaman Online Ilegal Dan Motivasi Peminjaman Terhadap Perilaku Keuangan Dimediasi Finansial Distress Generasi Milenial Dan Gen Z. Riwayat: Educational Journal of History and Humanities, [S. l.], v. 9, n. 1, p. 779–789, 2026. DOI: 10.24815/riwayat.v9i1.150. Disponível em: https://ejournal.yaydi.com/index.php/riwayat/article/view/150. Acesso em: 4 feb. 2026.